$10,000. 10k. Ten G’s. However you say it, it’s a lot of cash. So what’s the best way to get a loan worth that much? A personal loan will likely be your best bet. In this article, we’ll cover where to get one, loan requirements, how to apply and what to do if you have
Let’s talk about bathrooms. Whether you want to upgrade your shower or completely redo everything from top to bottom, a well-done renovation can improve your home’s aesthetic appeal and increase its value. But assuming you don’t have the cash, what’s the best way to pay for it? In this article, we’ll explain the different financing
Are you looking to get the overgrown mess you call a backyard in order? While you may look forward to creating a personal outdoor oasis, the landscaping for these projects doesn’t come cheap. Thankfully, loans for landscaping are available to get you the funds you need. Let’s look into the best loan types to get
Are you struggling to keep track of multiple debt payments? Managing the balances, due dates and required minimum payments for multiple credit cards, auto loans, personal loans or any other kind of debt can be extremely difficult. Thankfully, debt consolidation can turn these confusing payments into one, easy-to-manage payment. But what is debt consolidation? Find
Is it hard to get a personal loan? The answer depends on what you mean. Applying for a personal loan is relatively fast and easy, especially online. However, individual borrowers may have difficulty qualifying for a personal loan if they don’t meet a lender’s minimum credit score or other requirements. Let’s look deeper into the
Same-day loans can help you if you need money quickly for an emergency purchase. However, they can also haunt you down the road as some types force you to pay extremely high interest rates and fees. Follow along as we dive into how same-day loans work and whether they’re right for you. Get Cash Fast
Personal loans usually range in value from about $2,000 – $45,000. So, if you just need $2,000, while that’s on the lower end of what you could take out, a personal loan is still likely to be one of your best loan options due to their flexibility and relatively fast approval process. We’ll go over
Personal loans can be a helpful tool if you need to consolidate debt or pay for that beautiful new kitchen you’ve always wanted. But did you know that your personal loan term length has a huge influence on how much you pay every month and over the life of your loan? Let’s see how term
Looking to tackle a home remodeling project soon, or maybe to consolidate some high-interest debt? There are a lot of options out there to get the cash you need, and it’s important to compare personal loans, credit cards and other types of debt to make sure you’re making smart financial decisions. There are lots of
Sometimes, we need to make purchases we don’t have the cash to buy outright. In those instances, two of the most popular options consumers turn to are personal loans and credit cards. But which option is best for your situation? In this article, we’ll walk you through the key differences between a credit card and
Personal loans can be used for almost anything, making them a popular option for those who need extra cash fast. But just how quickly can you actually get a personal loan? Usually, personal loan applications are approved or denied within a few business days, with the funds being released shortly after. Some lenders even offer
Personal loans come with a lot of flexibility in what they can be used for and the approval process is usually fast, making them a popular choice for many Americans. While they’re easier than a mortgage to qualify for, there are still important requirements you’ll need to meet. In this article, we’ll explain the personal
Personal loans are one of the most flexible loan options available. The funds can be used for almost anything, and once you’re approved for the loan the money can be transferred to you quite quickly. So, how much can you borrow? We’ll examine the common limits for personal loans and go over what factors impact
Unless you have the cash to buy a house outright, you’ll probably need to shop for a mortgage. But what’s the best way to go about doing that? While the overall process can seem daunting at first, we’ve broken it down into seven straightforward steps. We’ve also included some tips at the end of the
Credit card debt can quickly spiral out of control. If you’re looking for ways to help dig yourself out, you’re not alone. Personal loans are a frequently floated tool when discussing ways to get out of this hole. But are they actually a good idea? In this article, we’ll talk through the pros and cons
Buying a home can be complicated when the house has already been built. Buying land with the intent to build on top of it is an even longer process. No need to stress. In this guide, we’ll walk you through seven straightforward steps for how to buy land and build a house. We’ll cover the
If you’re trying to buy a house in a competitive market, you’d be wise to look for any advantage you can find to set your offer apart from the competition. A verified approval letter could be that competitive edge. We’ll explain what they are, how they can benefit you, why they’re appealing to sellers and
Investing in real estate can sound like a great idea in theory. The idea of a passive income stream coupled with an appreciating asset is certainly tantalizing. In practice, the trick lies in finding the right properties to invest in. To help you in your search, we’ve compiled five proven methods for how to find
The housing market waits for nobody. If a great deal pops up in the right area, it could be gone before you have a chance to let your lease expire. But is breaking a lease to buy a house really a good idea? Or should you wait until you’re closer to the end of your
When you’re ready to buy a home, chances are you’ll need to at least consider using a real estate agent. But real estate agents perform different functions, and the jargon surrounding their names can be confusing to say the least. We’ll walk you through buyer’s agents – the type you need to help you purchase
Most of the time, when you find a property listed online, you’ll also see the listing agent’s contact information. But every now and then, you may stumble across a home listed as for sale by owner (FSBO). This means the homeowner wants to sell their home without the help of a real estate agent. Usually,
Most people go into the home buying process knowing they’ll need to deal with real estate agents. But things can get confusing when different types of agents come into play, like listing agents, sellers agents and so on. We’ll explain what a listing agent does and how both buyers and sellers should approach their interactions
Whether you’re considering purchasing a home or you already have a mortgage of your own, it’s natural to wonder: What’s the average monthly payment? How do I stack up? We’ll go over these numbers, but more importantly, we’ll explain what factors affect them and why only looking at averages may not be as useful as
Most people don’t have the cash to purchase a home outright. They need to take out a loan to do it. That’s where mortgages come in. Mortgages, also known as home loans, are different from other loan types because of the risk involved. These loans are typically worth hundreds of thousands of dollars, so lenders
Multifamily homes have been increasing in demand. According to the National Association of Home Builders, construction of these homes exceeded 500,000 units in 2022 – the first time that’s happened since the Great Recession.[1] While that number is expected to come down in 2023, investing in a multifamily home remains a viable, potentially lucrative path
Traditionally, most mortgages are either 15-year or 30-year loans. And because purchasing a home can get expensive, many aspiring home buyers wonder if it’s possible to get a longer mortgage. Typically, the longer a loan’s repayment term, the lower your monthly payments. Enter the 40-year mortgage. Before applying for this type of loan, it’s important
When the housing market gets competitive, people will pull out all the stops they can to win a bidding war. One tactic available to potential buyers is to wave the inspection contingency. In May of 2023, 25% of buyers waived the inspection contingency.[1] That’s a significant number, especially given how risky the move is. We’ll
No one wants a late or missed credit card, auto loan or student loan payment on their credit report. Missed or late payments can inflict significant damage on a credit score. And once a late or missed payment hits your credit reports, it stays there for 7 years.[1] That’s a long time to deal with
Buying a home can be overwhelming, especially for first-time buyers. That’s where we come in. We’ve broken down the process into five straightforward steps, including resources to help you complete each one. As the adage goes, “How do you climb Mt. Everest? One step at a time.” 1. Organize Your Finances Your first order of
The process of buying a home can differ depending on the market conditions. In a buyer’s market, you might be able to get a home below the asking price, and there may even be seller’s concessions. You’re more likely to get into a bidding war in a seller’s market. A bidding war is defined as
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