Sometimes you need money fast. Maybe you want to buy a new home, but you haven’t sold your old home yet. Or maybe you have your eye on an investment property or a home you want to flip. If you need money for a real estate purchase and don’t have time to wait on mortgage
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When you can’t afford a home in the neighborhood of your dreams, a fixer-upper can give you the chance to renovate a home anywhere and turn it into the house of your dreams. And because fixer-uppers likely need repairs, they’re usually easier on the wallet. Yes, it all sounds perfect until you realize how much
So you started a business – and business is booming! Now you’re in the happy situation of needing more capital to fund your business’s growth. This is where a business credit card can come in handy. We’ve put together a guide outlining what you need to qualify for a business credit card, how to apply
When your parents bought their first home, they probably had floors covered with wall-to-wall carpet. These days, more homes feature hardwood floors instead of carpet. Carpets are easier to install, but a wood floor looks beautiful, is built to last and is easier to clean than carpet or linoleum. It can also be a great
If you can’t qualify for a conventional loan or just aren’t interested in one, you may be wondering what other home loans are out there. Well, there are lots of options to choose from. And many of those options fit under the umbrella of “nontraditional” mortgages. So what is a nontraditional mortgage, and is it
You know you’re ready to become a homeowner. But when you apply for a conventional loan with a bank, credit union or online lender, you’re getting turned down. Maybe it’s because you’re a first-time buyer and your credit score isn’t high enough or you haven’t built up enough of a credit history. Or maybe you’ve
To thank veterans for their service, the Department of Veterans Affairs (VA) helps to guarantee VA home loans made by lenders like banks, credit unions and online lenders. When you start shopping for a home with a VA loan, you may find several lenders in your area that offer VA loans. If the program seems
Life brings most of us occasions when a little extra money would be helpful. Maybe you’ve been hit with unexpected medical bills, or your home’s air conditioning unit literally gave its last gasp. Or maybe you’re planning a wedding and need to put a deposit down to reserve the venue. If you have good credit
After years of paying rent, wrangling roommates and asking your landlord permission to do anything besides put up temporary wallpaper in your apartment, it’s finally time to buy your own home. Unless you plan to pay for the home with cash, you’ll need to get approved for a mortgage. Before you check out any real
Once you start considering buying a home, the obvious next step is researching and creating a plan. And you quickly find one phrase that seems to proliferate in your search results like a financial-jargon bacteria: interest rate. Interest rates are one of the most important aspects of the mortgage process. They can have a huge
Financing can help your business grow and help you reach the goals you’ve set for your business. But it’s important to know what kind of debt is helpful and how it can impact your business, especially when you’re trying to climb out from under already existing debt. Our guide will clarify the difference between good
You can borrow money through a personal line of credit or a personal loan. You won’t need collateral (aka an asset that secures a loan) for either loan. And both are repaid over a set period of time. Either one is a great option for making large purchases or financing big projects. And you can
If you need some financial help, payday loans and personal loans are two ways to borrow money. You typically don’t need any collateral for either loan, and you can use the money any way you like. Payday loans work well for quick cash – but they can be very dangerous and very expensive in the
If you’re trying to buy a property, you might have come across the concept of right of way easements. Easements are a common component of real estate law. The right of way easement is one of the most common types of easements, but there are many more. We’ll tell you everything you need to know
You’ll probably receive a variety of housewarming gifts when you buy a home, but one of the best things you’ll get is the bundle of rights. This term is used to describe the various interests and legal rights that come with property ownership. Sure, you can technically throw a few rager parties or paint your
A deck is one of those home improvements that keeps on giving. While you’re living in your home, it expands your living space and makes it more comfortable to enjoy the great outdoors. When you’re ready to sell, a deck can increase your home’s property value and bring in a bigger profit. If you’re thinking
Need some extra cash for a home repair and have equity in your home? You might want to look at a home equity loan or a home equity line of credit, also known as a HELOC. Both are second mortgages and both are great options. You’ll find some differences between a home equity loan and a
You might see the word ‘debt’ and think it’s a bad thing to have. But the truth is, life happens. A sudden emergency room visit or a costly home repair can squeeze your pocketbook. Or you may have lots of credit card debt you’d like to consolidate. We get it – sometimes finances become stressful.
Loans are part of how most of us live our lives. Loans help people get educated, buy a car, buy a home, pay for emergency medical bills and much more. The list of reasons why people need loans is a long one. And, thankfully, there’s an equally long list of loans available for our diverse
Are you considering a kitchen repair, starting up that small business you’ve been dreaming about or trying to figure out how you’ll scrape by in the summer months with your seasonal job? An unsecured line of credit may be just the thing. A line of credit is a type of revolving credit, meaning you can
Life happens. And despite making savvy money moves and routinely growing your savings, unforeseen expenses – like medical bills, big emergencies or car repairs – can derail even the most well-planned budget and savings plan. When life happens, you may need to take out a personal loan to cover the cost. But how can you
You got your finances in order to help you buy your dream home, and you organized a tall stack of paperwork to get a mortgage preapproval. You did everything right. But with home prices on the rise, you might discover that the price tag on your dream home is higher than the amount you’ve been
You’ve been shopping for vacant land and found a parcel you love – but there’s one problem. The property is landlocked. Landlocked property doesn’t have direct access to a public road and is only accessible by crossing another property. While landlocked real estate can be an exciting investment opportunity, it may involve legal risks because
A condo can be a great option for someone looking to live in an urban area. Condos combine the amenities of a rental apartment complex with the benefits of homeownership. But condos can be trickier to buy and sell because the community you’re purchasing your unit in has a unique set of rules. If you’re
Picture yourself sipping a cool refreshment as the sun beams down on you and there’s the sound of water lapping against the side of your boat. Ahh, that’s the life, isn’t it? Well, this daydream may be easier to make your reality than you thought! We’ve put together five of the best ways to finance
Real estate transactions can be complicated with many moving parts and can give you plenty to think about. Until closing day, your life revolves around interest rates, inspections and paperwork. So. Much. Paperwork. We’re going to add one more thing to the list: real estate scams. Yes, scammers are everywhere. From small-time application-fee thieves to
You cleaned up your credit history, saved a large down payment and applied for a mortgage. Now your lender has given you that coveted preapproval letter, and you’re ready to shop the real estate market. That’s great news! But home buyers must be aware that it’s possible to have a mortgage application denied even if
Are you thinking about expanding your investment portfolio with a multifamily property? While they’re more expensive upfront, multifamily properties can be good investments that offer quite a few benefits over investing in single-family homes. You may not hear many owners describe being a landlord as the easiest job in the world, but it doesn’t have
As a current or prospective home buyer, you know that every new home comes with different mortgage needs. Depending on your financial and real estate goals, you might look for alternatives to the standard 15- or 30-year fixed-rate mortgage to get the most from your money. That’s where adjustable-rate mortgages (ARMs) come in. In this
When it comes to mortgages, there is no one-size-fits-all solution. But there are lots of options. And your job as a borrower is to understand all your options. When you apply for financing to buy a home, an adjustable-rate mortgage (ARM loan or ARM) may be one of your options. And a 5/6 ARM is
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