$10,000. 10k. Ten G’s. However you say it, it’s a lot of cash. So what’s the best way to get a loan worth that much? A personal loan will likely be your best bet. In this article, we’ll cover where to get one, loan requirements, how to apply and what to do if you have
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Let’s talk about bathrooms. Whether you want to upgrade your shower or completely redo everything from top to bottom, a well-done renovation can improve your home’s aesthetic appeal and increase its value. But assuming you don’t have the cash, what’s the best way to pay for it? In this article, we’ll explain the different financing
Are you looking to get the overgrown mess you call a backyard in order? While you may look forward to creating a personal outdoor oasis, the landscaping for these projects doesn’t come cheap. Thankfully, loans for landscaping are available to get you the funds you need. Let’s look into the best loan types to get
Is it hard to get a personal loan? The answer depends on what you mean. Applying for a personal loan is relatively fast and easy, especially online. However, individual borrowers may have difficulty qualifying for a personal loan if they don’t meet a lender’s minimum credit score or other requirements. Let’s look deeper into the
Same-day loans can help you if you need money quickly for an emergency purchase. However, they can also haunt you down the road as some types force you to pay extremely high interest rates and fees. Follow along as we dive into how same-day loans work and whether they’re right for you. Get Cash Fast
Personal loans usually range in value from about $2,000 – $45,000. So, if you just need $2,000, while that’s on the lower end of what you could take out, a personal loan is still likely to be one of your best loan options due to their flexibility and relatively fast approval process. We’ll go over
Personal loans can be a helpful tool if you need to consolidate debt or pay for that beautiful new kitchen you’ve always wanted. But did you know that your personal loan term length has a huge influence on how much you pay every month and over the life of your loan? Let’s see how term
Looking to tackle a home remodeling project soon, or maybe to consolidate some high-interest debt? There are a lot of options out there to get the cash you need, and it’s important to compare personal loans, credit cards and other types of debt to make sure you’re making smart financial decisions. There are lots of
Sometimes, we need to make purchases we don’t have the cash to buy outright. In those instances, two of the most popular options consumers turn to are personal loans and credit cards. But which option is best for your situation? In this article, we’ll walk you through the key differences between a credit card and
Personal loans can be used for almost anything, making them a popular option for those who need extra cash fast. But just how quickly can you actually get a personal loan? Usually, personal loan applications are approved or denied within a few business days, with the funds being released shortly after. Some lenders even offer
Personal loans come with a lot of flexibility in what they can be used for and the approval process is usually fast, making them a popular choice for many Americans. While they’re easier than a mortgage to qualify for, there are still important requirements you’ll need to meet. In this article, we’ll explain the personal
Personal loans are one of the most flexible loan options available. The funds can be used for almost anything, and once you’re approved for the loan the money can be transferred to you quite quickly. So, how much can you borrow? We’ll examine the common limits for personal loans and go over what factors impact
Credit card debt can quickly spiral out of control. If you’re looking for ways to help dig yourself out, you’re not alone. Personal loans are a frequently floated tool when discussing ways to get out of this hole. But are they actually a good idea? In this article, we’ll talk through the pros and cons
Whether you’re considering purchasing a home or you already have a mortgage of your own, it’s natural to wonder: What’s the average monthly payment? How do I stack up? We’ll go over these numbers, but more importantly, we’ll explain what factors affect them and why only looking at averages may not be as useful as
Depending on where you live, you might qualify for a USDA loan. For those looking to buy a home, this begs the question: should you pursue this option instead of a conventional loan? We’ll explain the differences between conventional and USDA mortgage loans, their requirements and the pros and cons, so you can make the
Unforeseen expenses can pop up even if you’re well prepared. Events like a medical emergency, car accident or job loss can all affect your personal finances and make it difficult to cover monthly bills – especially if you don’t have an emergency fund. Fortunately, many financial institutions offer hardship loans that help people through challenging
Could you use some extra cash in your bank account – quickly? If you’ve had credit issues or money problems in the past, you might be considering a direct deposit loan. When you need money in a pinch, these quick-turnaround loans give you access to cash fast – but you pay dearly in astronomical interest
One of the benefits of homeownership is that you can access your home’s equity. Home equity loans are one of the most popular ways to borrow money against the equity you’ve built in your home. While home equity loans can be an excellent resource in certain situations, they do come with some risks for homeowners.
We’re not saying your home is a literal ATM, but if you take out a home equity loan or home equity line of credit (HELOC), you can withdraw from the equity locked inside your home to pay for home improvements, medical expenses or school expenses or to consolidate your debt. Of course, the process isn’t
Home Equity Lines of Credit (HELOCs) and home equity loans are two of the most popular ways for homeowners to borrow money at low-interest rates. HELOCs give a rolling line of credit with a variable interest rate, while home equity loans provide a lump sum upfront with a fixed rate. Each loan type has financial
Student loans can be used to pay for rent. Additionally, you can use funds from student loans to pay for other living expenses, like food and transportation. However, there are some limitations you should know. So in this article, we’ll take a deep dive into what you can do with your student loan and how
Buying a home can be an expensive pursuit. Fortunately, there are strategies you can take advantage of to lower your home buying costs. If you are an aspiring home buyer with a low- to moderate-income, you should explore the different loan options at your disposal. If you’re struggling to qualify for a conventional mortgage because
Find out what you can afford. Research what your monthly payment might look like with our intuitive mortgage calculator. The VA loan program is one of the best ways for qualified service members, veterans and surviving spouses to become successful home buyers. VA loans make home loans accessible and offer some of the most competitive
Winter is almost here again! You can already envision hot cocoa by the fire, cozy nights in front of the TV, and weekends spent sledding and building snowmen. But along with all the fun winter brings, there’s also the potential for severe weather – including blizzards. And if you are not prepared, a blizzard can
An energy-efficient home can bring you comfort and cost savings. The first step to improving your home’s energy efficiency is insulating your walls and other areas prone to losing heat. Today, new-construction homes have plenty of insulation and other energy-efficient features. But this wasn’t always the case. Older homes may have little or no insulation,
There are many reasons to explore applying for a home equity line of credit (HELOC). Maybe you want to consolidate your debt, pay tuition or finance home improvement projects. No matter how you spend the money when you use a HELOC, you’re taking advantage of a more flexible, less expensive way to borrow a large
Have you been thinking about going solar? You’ve seen the commercials and are excited by the prospect of joining the renewable energy revolution, lowering your electric bills and doing your part to save the environment. But you can’t greenlight the purchase yet because you don’t know whether to lease or buy solar panels. It’s a
It’s never too early to start saving for retirement. Investing in an individual retirement account (IRA) is a great way to save for the future. However, there are limits to how much you can contribute to these accounts each year. Keep reading to learn more about how IRA contribution limits work. 2022 Roth IRA Contribution
Navient – which was a spinoff from Sallie Mae – is a student loan service provider for private and Federal Family Education Loan Program (FFELP) student loan borrowers. The company was recently involved in several lawsuits, including a multistate lawsuit with 39 attorneys general. As a result of the settlement they reached, several changes have
Imagine driving down a country road and seeing a “For Sale” sign nailed to a post in a field. The land is beautiful. It has rolling hills, a river, and tall trees. It’s a lucky find because you’ve always wanted to own property. All you need to do is figure out how to finance the
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