Buying a House

If you’re purchasing a newly constructed home, the blue tape walk-through is an integral part of the buying process. Blue tape walk-throughs can be stressful if you go in blind. So you’ll want to have a plan of action to ensure you get everything you need from the builder of your new home by the
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Functioning, modern appliances can add a tremendous amount of value to your home. The sum value of all appliances can be worth several thousand dollars. So, getting the appliances included with your home purchase can have a tremendous impact on the home’s “true” value. As you’d probably expect, whether appliances come with the house will
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Mortgage rates and inflation are two crucial pieces of our economy and have a significant impact on each other. As a reminder, inflation is the increase in the prices of goods and services, which reduces the purchasing power of money as a result.  On September 21, 2022, the federal reserve increased interest rates for the
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Think of the lifelong memories you’ll create with friends and family on a lakefront property with a scenic body of water in the background. The memories will be priceless, but the waterfront property will have a price – and the price will be hefty. Whether it’s your long-awaited primary residence, a vacation home for weekend
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Owning a home is a significant goal for many Americans. The New York Times reported this year that nearly three-quarters of Americans consider homeownership a high measure of achievement – a higher percentage than graduating from college, building a career or raising a family. The survey also noted that renters often cite affordability and other
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When it comes to down payments – size can matter.  The size of your down payment can impact many aspects of your home buying journey: the loans you’re eligible for, your interest rate, your monthly mortgage payments, your closing costs and how much you’ll need to pay upfront at closing. But does the size of
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Most people who buy a house expect the seller to leave behind the oven and refrigerator, but sometimes, a seller can pass along much more than an appliance. If you’re thinking about purchasing a home with tenants, you may be looking at a turnkey investment opportunity. But there are other things you need to take
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Imagine a perfectly sized home — a place that’s both cozy and chic, minimalist yet welcoming. A place that fits your needs perfectly, without any wasted space. That’s the dream of many home buyers considering a switch to tiny living The tiny house movement is becoming increasingly popular as more and more people recognize the
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You’ve finally found your dream home and are getting ready to close in a couple of weeks. You’ve done your research on homeowners insurance, called the insurance company and received a preliminary quote. But before they’re willing to issue the policy, they’re requiring you to submit a 4-point inspection.  A 4-point inspection is used to
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There’s something special about buying something custom-made for you and a home is no exception. A new construction house gives you the freedom to design your own home to your particular specifications. Just don’t forget that new construction homes come at a premium and that you’ll have to endure a lot of planning and waiting.
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Getting divorced can be a challenging process. Even when the split with your spouse is completely amicable, divorce represents a new chapter in your life that – from a financial, social and emotional perspective – can be difficult to prepare for. One of the hardest questions to answer following a divorce is, “Who gets to
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If, like more and more Americans, you’ve embraced working from home, you may be wondering if you can write off your home office on your taxes.  The answer depends on a lot of factors, including how you use your home for work, whether you have a dedicated space for your home office and whether you
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