Renters Insurance

You have sustained an injury in a slip and fall accident away from your own property. Who is liable for your medical costs? Are you liable, is the property owner liable, or is there a middle ground? Slip and fall cases are sometimes complex and hard to predict, since they are regulated at the state
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“Acts of God”, for insurance purposes, are defined as events that occur through natural causes and could not be avoided through the use of caution and preventative measures. In essence, the phrase “Acts of God” refers to natural disasters. The phrase generally brings to mind hurricanes, tornadoes, earthquakes, hail, or floods. However, the lines can
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It is a hectic and bittersweet time as your children head off to college. There are so many issues to consider that it is easy to forget one important aspect — insurance. Insurance policies and coverage will generally change once your children are no longer under your roof. However, with some planning, those changes may
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Dogs bring joy to the lives of their owners almost every day. Occasionally, though, some dogs will injure another person or damage the property of others. These circumstances can cause hefty financial damage to those who do not have proper liability insurance that covers their pets. How to Protect Yourself Financially Insurance can be purchased
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If you have had to do battle with an insurance company to settle a straightforward damage claim, you may be surprised to discover some of the odd things that have been covered and paid under an insurance policy. Actually, a few cases are so outrageous you will probably be surprised whether or not you have
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If you are one of those people who likes to post on social media about all the things going on in your life, there is at least one event you might want to think twice about before hitting the “post” button: a car accident. That is because insurance adjusters are increasingly turning to social media
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Scheduled property covers items in your home that are not specifically covered as part of your standard homeowner’s insurance policy. While your standard policy will certainly include some basic personal belongings, your policy may set limitations on the amount covered for several broad categories, such as $2,000 for jewelry. Scheduling your property allows you to
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Scheduling Items on your Homeowners policy The term “Homeowners Insurance” is used for insurance policies that insure a person’s primary, owner-occupied residence. This can be a single family home, a multi-family (up to 4 apartments) home, an apartment or condominium. Each residence is insured through a different type of “homeowners” policy. Each policy covers personal
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