What’s worse than paying taxes? Being the recipient of a tax lien. The government can put a tax lien on your property if you fail to pay your taxes, allowing them to legally seize your assets – including your home. The good news is that since 2018, federal and state tax liens no longer appear

There’s no question that paying your bills on time is the most important rule to follow when it comes to earning great credit. Yet even a flawless payment history won’t result in the perfect credit score. Believe it or not, 65% of your FICO® Score has nothing to do with whether you make your monthly

You may have received a few credit card offers with a 0% Annual Percentage Rate (APR) on new purchases and balance transfers. Or maybe you’ve been offered special financing when you make a large purchase so you can pay it off over time with “no interest.” Most credit card companies make money from interest fees (financing charges)

The year 2020 will be burned into our collective memory for many reasons. It was a year filled with headlines. So, if you missed it then, the financial news highlighted that FICO® released its newest credit score, the FICO® Score 10. Nonetheless, FICO®’s newest credit scoring system (the FICO® Score 10 Suite) is noteworthy in

So you’ve heard the word “FICO®” before. Maybe from your mom, who’s always telling you to “stay on top of your FICO® scores.” Or maybe from your prospective landlord, who wants to “check your FICO®” before he’ll let you live in his apartment. But what does FICO® stand for? And why is it so important?