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Personal loans are flexible. 🤸🏿‍♂️ They can be used to pay for just about anything.  Technically, you could get a personal loan and go on a self-care spending spree or invest it in the latest trendy stock – but we’ve got a couple of better ideas.  Personal loans are best used to pay for emergency
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Being self-employed looks different for different people. There’s the hustle, the entrepreneurial leap, the layoff rebound, the career makeover and more. No matter why you’re self-employed – or what that even looks like for you – you’re probably working hard to juggle multiple responsibilities.  But, even when things couldn’t be better financially, dips in income
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To qualify for a personal loan, most lenders are looking for borrowers with credit scores in the neighborhood of 670. That doesn’t mean you can’t qualify with a lower credit score, but it may affect how much you can borrow and the interest rate you’ll be charged. To make sure you’re getting the most value
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Who hasn’t needed a little extra cash now and again?  If you need more money than your credit card limit offers and don’t want to dip into your savings or take money out of an investment or retirement account, a personal loan might do the trick!  A personal loan is money you borrow from a
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Adulting ain’t easy, we know. One of the more challenging adulthood milestones to reach is buying your first house. And one of the most challenging parts of buying your first house is saving up for the down payment.  Inflation plus stagnant minimum wages(1) equals a generation that makes less money and has fewer opportunities to
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Whether it’s credit card debt or any other kind of debt, dealing with multiple payments every month can be frustrating. Consider uncomplicating your life by rolling all your debt into a single monthly payment with a personal loan. Debt consolidation is one of the most popular reasons why people get personal loans.  But before you
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If you’ve been through bankruptcy, you may feel more cautious than ever about taking out new loans – especially on your home. But if you’re careful and well informed, refinancing can help you save money and unlock the equity in your home at a low-interest rate. What Are the Reasons To Refinance After Bankruptcy?  There
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Feeling cooped up in your metro area? You’re not alone.  According to recent Census data, 86% of U.S. residents live in metro areas. That leaves 14% of the population spread out in the rural areas of the country – which spans 72% of the nation’s land area.[1] So, if you’re looking for more space, there
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Moving into a new home can be a big deal, even when you’re just moving to a new neighborhood or a nearby county. When the move crosses state lines, buying a home in the area can feel like exploring another planet, especially if it’s somewhere you haven’t lived before. The good news is that you’re
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Whether it’s a vacation home or a multiunit rental property with tenants, real estate investors can take pride in their financial savvy. With the right investment property, you’re not only earning income from your tenants, but you’re building equity.  The other side of the proverbial coin is expenses.  The biggest single expense for investment property
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Fizzbo. 🤡  No, it’s not the name of a party clown. It’s how you pronounce “FSBO,” the acronym of “for sale by owner.” Maybe you’ve seen a FSBO home listed online and wondered how different the buying process is from buying a home that’s listed the standard way.  Or maybe you’re about to put your
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