Things change when you leave school. Suddenly there are more bills to pay, including your monthly student loan payment. Meanwhile, if you want to take out a loan to buy a car, rent an apartment or get a mortgage to buy a home, you’ll need to know what your credit score is and how to
admin
Home equity in a primary residence is the largest source of wealth for families across the nation, according to the National Association of Home Builders.[2] As a result, many people see homeownership as a sure path to building their nest egg – and in many cases, this can be true. But the heart is not
While having a credit card that two people share can help fund larger expenses you don’t have the immediate cash for, borrowing limits can be low and interest rates can be high. This is where a personal loan can help. And if you’re looking to get a personal loan with more than one borrower, you
Buying a home is more than a major life milestone. It’s a major financial investment. And with so much at stake, it’s important to work with real estate professionals, including mortgage lenders, that can offer accurate information and help you make smart decisions. Our guide will help you recognize the different types of mortgage lenders
If you’re shopping for a home, you might want something trendy with lots of character and personality. While tiny houses are all the rage because of their minimalistic offerings, the bungalow house has captured lovers of open spaces. The history of bungalow style homes is fascinating. If you want a home with character and style,
Can your parents pay off your mortgage? Yes. Can you pay off your parents’ mortgage? Aww … and, yes. In fact, you don’t have to be related to a homeowner to offer the gift of a mortgage payoff or a mortgage payment. You can make a payment on someone else’s mortgage to help them out
Three things in life are certain: taxes, iPhone updates and unexpected expenses. Unexpected expenses can cost homeowners a lot – even their homes. If you’re struggling to make your mortgage payments because of a medical emergency, an accident or the upheaval we all experienced during the COVID-19 lockdowns, you’re not alone. In March 2021, over
As a small business owner, if you’re looking to grow your business or fund a startup, a small business loan may help you. There are two types of business loans to choose from: a secured business loan and an unsecured business loan. While each offers its own benefits, there are quite a few differences between
If you currently have a home mortgage loan through the Department of Veterans Affairs (VA), you may be looking for a way to refinance your loan so you can lower your interest rate. One option is a VA Interest Rate Reduction Refinance Loan (VA IRRRL), sometimes known as a Streamline Refinance loan. It’s a quick
Are you thinking about buying or selling a property? Before you do, it’s important to figure out who has the right to use the land. It’s not always up to the owner. If there are easements on the property, someone else might have the legal right to use it, and depending on the type of
When it comes to investing, real estate crowdfunding is the newest kid on the block. Crowdfunding sites are popping up on the web, promising a revolutionary take on making money in real estate. Targeted at new and seasoned investors alike, real estate crowdfunding is a great way to break into a game that’s typically reserved
When you think of theft, you probably think of someone stealing your wallet, your phone or maybe even your car. The idea of home theft may never have occurred to you – after all, how could anyone walk away with your home in their back pocket? Home theft can happen, though. It happens when a
Sometimes you need money fast. Maybe you want to buy a new home, but you haven’t sold your old home yet. Or maybe you have your eye on an investment property or a home you want to flip. If you need money for a real estate purchase and don’t have time to wait on mortgage
When you can’t afford a home in the neighborhood of your dreams, a fixer-upper can give you the chance to renovate a home anywhere and turn it into the house of your dreams. And because fixer-uppers likely need repairs, they’re usually easier on the wallet. Yes, it all sounds perfect until you realize how much
So you started a business – and business is booming! Now you’re in the happy situation of needing more capital to fund your business’s growth. This is where a business credit card can come in handy. We’ve put together a guide outlining what you need to qualify for a business credit card, how to apply
When your parents bought their first home, they probably had floors covered with wall-to-wall carpet. These days, more homes feature hardwood floors instead of carpet. Carpets are easier to install, but a wood floor looks beautiful, is built to last and is easier to clean than carpet or linoleum. It can also be a great
If you can’t qualify for a conventional loan or just aren’t interested in one, you may be wondering what other home loans are out there. Well, there are lots of options to choose from. And many of those options fit under the umbrella of “nontraditional” mortgages. So what is a nontraditional mortgage, and is it
You know you’re ready to become a homeowner. But when you apply for a conventional loan with a bank, credit union or online lender, you’re getting turned down. Maybe it’s because you’re a first-time buyer and your credit score isn’t high enough or you haven’t built up enough of a credit history. Or maybe you’ve
To thank veterans for their service, the Department of Veterans Affairs (VA) helps to guarantee VA home loans made by lenders like banks, credit unions and online lenders. When you start shopping for a home with a VA loan, you may find several lenders in your area that offer VA loans. If the program seems
Life brings most of us occasions when a little extra money would be helpful. Maybe you’ve been hit with unexpected medical bills, or your home’s air conditioning unit literally gave its last gasp. Or maybe you’re planning a wedding and need to put a deposit down to reserve the venue. If you have good credit
After years of paying rent, wrangling roommates and asking your landlord permission to do anything besides put up temporary wallpaper in your apartment, it’s finally time to buy your own home. Unless you plan to pay for the home with cash, you’ll need to get approved for a mortgage. Before you check out any real
Once you start considering buying a home, the obvious next step is researching and creating a plan. And you quickly find one phrase that seems to proliferate in your search results like a financial-jargon bacteria: interest rate. Interest rates are one of the most important aspects of the mortgage process. They can have a huge
Financing can help your business grow and help you reach the goals you’ve set for your business. But it’s important to know what kind of debt is helpful and how it can impact your business, especially when you’re trying to climb out from under already existing debt. Our guide will clarify the difference between good
You can borrow money through a personal line of credit or a personal loan. You won’t need collateral (aka an asset that secures a loan) for either loan. And both are repaid over a set period of time. Either one is a great option for making large purchases or financing big projects. And you can
If you need some financial help, payday loans and personal loans are two ways to borrow money. You typically don’t need any collateral for either loan, and you can use the money any way you like. Payday loans work well for quick cash – but they can be very dangerous and very expensive in the
If you’re trying to buy a property, you might have come across the concept of right of way easements. Easements are a common component of real estate law. The right of way easement is one of the most common types of easements, but there are many more. We’ll tell you everything you need to know
You’ll probably receive a variety of housewarming gifts when you buy a home, but one of the best things you’ll get is the bundle of rights. This term is used to describe the various interests and legal rights that come with property ownership. Sure, you can technically throw a few rager parties or paint your
A deck is one of those home improvements that keeps on giving. While you’re living in your home, it expands your living space and makes it more comfortable to enjoy the great outdoors. When you’re ready to sell, a deck can increase your home’s property value and bring in a bigger profit. If you’re thinking
Need some extra cash for a home repair and have equity in your home? You might want to look at a home equity loan or a home equity line of credit, also known as a HELOC. Both are second mortgages and both are great options. You’ll find some differences between a home equity loan and a
You might see the word ‘debt’ and think it’s a bad thing to have. But the truth is, life happens. A sudden emergency room visit or a costly home repair can squeeze your pocketbook. Or you may have lots of credit card debt you’d like to consolidate. We get it – sometimes finances become stressful.
- « Previous Page
- 1
- …
- 8
- 9
- 10
- 11
- 12
- …
- 53
- Next Page »