Consumers using their credit card abroad and who then have some kind of financial problem may get help through their card’s travel insurance. While not all credit card companies provide this type of insurance to their consumers, many do. Those who need to use their card’s travel insurance may find that coverage is quite limited,
Accidents
You have sustained an injury in a slip and fall accident away from your own property. Who is liable for your medical costs? Are you liable, is the property owner liable, or is there a middle ground?
Slip and fall cases are sometimes complex and hard to predict, since they are regulated at the state
Disability insurance replaces a portion of your income if you are unable to work due to an accident or prolonged illness. It’s usually broken into short-term insurance (typically one month or less) and long-term (anywhere from a month to a lifetime). Short-term disability insurance usually covers 60-70% of your salary at the time of the
Workers’ Compensation is a program designed to compensate workers that are injured because of job-related activities or the job environment. The compensation covers several areas of expense.
Medical Treatment – This includes emergency care and follow-up treatment, as well as any required rehabilitation and corresponding transportation costs.
Lost Wages – Compensation for your lost
MedPay Car Insurance, otherwise known as Medical Payments coverage, is a common target for people who are trying to reduce their insurance premiums to save money. However, MedPay is one of the better bargains in insurance today in terms of the value you get for the premiums that you pay. A typical cost is between
We all know that teenagers are indestructible. If you don’t believe it, just ask them; they’ll tell you.
Unfortunately, their parents know teens are anything but indestructible. A medical emergency for your teenager could happen anywhere. Would your child be prepared if he or she suffered a medical emergency while on a school trip, visiting
You may think you have all the insurance you could possibly need to cover your healthcare expenses, but are you certain about that? Do your policies cover every catastrophic life event that could befall you? Check your current insurance policies — you will be surprised to discover what is not covered! If that’s the case,
Supplemental insurance is an additional form of insurance that is designed to cover expenses that standard insurance available in your state may not include. This form of insurance often covers expenses for health care that other forms of insurance such as Medicare, Medicaid or a company healthcare policy may not cover. Standard health insurance policies