By Sean Harper, CEO and Co-Founder of Kin Insurance
The holidays may be the most wonderful time of the year, but they are also a time of increased risk. Consider the extra visitors alone. Every person who walks through your door brings with them the chance of an accident, another opportunity for injuries on
Fire Insurance
“Acts of God”, for insurance purposes, are defined as events that occur through natural causes and could not be avoided through the use of caution and preventative measures. In essence, the phrase “Acts of God” refers to natural disasters.
The phrase generally brings to mind hurricanes, tornadoes, earthquakes, hail, or floods. However, the lines can
Your home has suffered serious damage. Perhaps the cause was a fire, flood, storm, burglary, or vandalism. In any case, you believe you are covered, file your insurance claim, only to have it denied.
Your first instinct probably involves cursing your insurance agent at the very least, and we will not even consider the details
The National Fire Protection Association reports that there were 370,000 home fires that fire departments responded to in 2011, resulting in almost 14,000 injuries and 2,500 deaths, along with nearly $7 billion in direct damage. These NFPA statistics show that fires occur with sufficient frequency that it is a wise decision to carry fire insurance
In less than thirty seconds, a small fire can grow completely out of control and turn into a major fire that spreads throughout the house. Within minutes, your home can be filled with smoke. Preventing fires is the easiest way to avoid a potentially dangerous situation. While in the kitchen, follow these safety precautions:
Unplug