When you sign a car lease contract, it usually includes buyout terms and the residual value (the car’s estimated value at the end of the lease) – which helps determine the buyout cost. If you want to buy your lease, you may wonder if you can negotiate the purchase price. While successfully negotiating a car

If you have the means, it can make a lot of sense to pay extra on your car loan payments, especially because it can lead to paying off your loan early and saving money! But depending on your financial situation, it may make more sense to put that money toward building your savings or paying

Negotiating at a car dealership is a big part of getting the best deal. But not many people like negotiating – it can get emotional, and the confrontation is real! Plan out buying a new car to avoid making common mistakes that result in excess debt (like rolling over the loan balance on your current

A car loan can get you on the road if you don’t have the cash to buy your first car. Buying your first set of wheels can be exciting, but it can also feel overwhelming. And if you walk into a dealership unprepared, it’s easy to spend more than you should. The car buying process

Spoiler alert: All investments carry some degree of risk, including the latest currency to take the financial world by storm: cryptocurrency – also known as crypto.  Articles and online forums are loaded with whiplash-inducing news of crypto billionaires alongside reports warning us of a crypto crash. It can be difficult to decide whether to invest

When you need money from a lender, you can get one of two loan types: secured and unsecured. A secured loan uses a pledge of collateral and an unsecured loan does not. When using collateral to secure a loan, you run the risk of losing the asset if you cannot repay the loan. If you

Being a co-signer on an auto loan (or any loan, for that matter) is a big decision. It’s a service that can feel very rewarding, which is why co-signers are typically trusted friends or family. But it also comes with financial risk. If the principal borrower experiences money troubles – a job loss, a drop

Who among us is immune to the occasional big expense? Sure, it’s great when you’re financially prepared to deal with the cost of a big-ticket item or service. But sometimes you’re blindsided by the unexpected: a costly medical procedure, a home repair, a sick pet or your car breaking down.  When your life needs financing,

Whether you’re buying your first car or looking for an upgrade, you may need an auto loan to get behind the wheel. A lender will use a borrower’s credit history and credit scores to determine how reliable they are at repaying debt. Without that history, it’s harder for lenders to determine creditworthiness. However, lenders can

Federal student loans are one of the most accessible ways to fund an education. But that doesn’t mean making those monthly payments after graduation will be easy. It’s important to stay on top of your payments because even a single missed payment can hurt your credit score. This can make it harder for future you

Financing can help your business grow and help you reach the goals you’ve set for your business. But it’s important to know what kind of debt is helpful and how it can impact your business, especially when you’re trying to climb out from under already existing debt. Our guide will clarify the difference between good

Debt can be a confusing part of life, especially when your options to pay it off sound similar but are totally different. Settled in full and paid in full are two debt repayment options. In both cases, your balance decreases to zero, and your account is closed. But each option has a different impact on